I'm getting random micro-stutters on my Biostar B550MH while swinging through Manhattan, how do I fix this?

I was flying through the city and suddenly hit these tiny, jarring hitches that completely kill the immersion of a fast-paced game. The Biostar B550MH was running a default XMP profile at 3200MHz, but because of some mediocre memory silicon, I was seeing latency spikes between 130-160ns when loading heavy environment assets. My first instinct was to bump the page file to 32GB, but that was a total waste of time—it didn't fix the stutters and actually added 2 seconds to my loading screens. I had to go deep into the BIOS and loosen the primary timings from 16-18-18-36 to 18-20-20-38, while bumping the DRAM voltage from 1.35V to 1.38V. After that, AIDA64 showed latency dropping from 145ns to 112ns, and the stutters vanished. I did try to get aggressive with tRFC early on, which led to two blue screens right in the middle of a fight, so I just left it at default. VRM temps stayed between 54-60℃. Ran 8 cycles of MemTest86 with zero errors, and the RAM stayed cool at 54-60℃. It's a relief to finally have a stable experience.