Why are combat loading times so long despite having enough RAM?

I was frustrated by the long load times during intense combat. I tried increasing virtual memory, but disk conflicts dropped my FPS to 30. It didn't work. I used GamePP Resource Scheduler Panel to set background data sync priority to the lowest. Now, memory cache occupancy stays between 70-75%. AIDA64 confirms improved bandwidth. The combat transitions are snappy, and I can verify that the performance boost is real and consistent across all encounters.