Why does House Flipper Remastered drop FPS during physics with Asgard Hel DDR5 5600?

Cloud physics dropped FPS from 120 to 48. Switching to Performance mode didn't help E-Cores. I used GamePP BIOS Regulator to set Load Line to L3 and VCCSA to 1.25V. Cinebench R23 multi-core score rose from 35800 to 37200. Temps dropped from 95℃ to 82℃ via HWiNFO. Frame rate stabilized at 95-110 FPS.