Horizon Online keeps crashing at the loading screen with a verification failure on my WD Black SN850; how do I fix this?

Having a top-tier drive crash during startup is a total joke; it would hit 70% and then just black screen and reboot. The old firmware on the WD Black SN850 was choking on DirectStorage commands, throwing a 0x1E disk management error that nuked the system. I tried reformatting the partition, but that just made the game take 2 hours to reinstall—it was an infuriating waste of time. I finally used the official tool to flash the latest firmware and aligned the disk partitions to 4K. After 4 consecutive cold boot tests, there wasn't a single reboot, and read latency settled into an 8-12ms range. The drive vanished for a second right after the flash, but a quick reseat of the M.2 slot fixed it. Drive temps are 42-50℃ and VRMs are at 50-58℃. I backed up the partition parameters, and the drive is holding steady at 42-50℃.