Why does Banishers: Ghosts of New Eden freeze at 90% loading?

I was losing my mind while exploring the forests of New Eden; the loading bar would just hang at 90% for 4 seconds, totally killing the vibe. I first tried disabling every non-essential background service in Windows, but I/O utilization stayed above 90% per Task Manager and the freezes wouldn't budge. I then enabled the GamePP NVMe Queue Depth Configuration, bumping the queue from 32 to 128. In CrystalDiskMark tests, 4K random reads jumped to 65-73MB/s, and AIDA64 monitoring confirmed disk temps stayed stable at 46-53℃. It's finally smooth.