Why does Banishers freeze at 80% on Kioxia EXCERIA PLUS G3 2TB?

Exploring New Eden was great until the loading screen started hanging at 80%, which is incredibly anxiety-inducing. I initially tried disabling the system write cache, but that was a mistake—it actually added 2 seconds to every load. I switched to the GamePP NVMe Queue Depth Configuration, raising the depth from 1024 to 2048 with forced write cache flush. DiskSpeed monitoring now shows 4K reads improved to 65-72 MB/s, while AIDA64 shows temps at 46-52℃ and fans at 1200-1500RPM.