Why does Far Cry 7 crash at 80% during the loading screen?

Every time I tried to start the game, it would crash without warning at 80% of the loading bar. I tried increasing the virtual memory to 64GB, but while it crashed less, the loading time nearly doubled, which felt like a pathetic workaround. I used the GamePP Resource Scheduler to set the memory allocation to Low Latency Priority and cleaned up fragments. AIDA64 showed memory usage stabilized at 17-19GB, and HWInfo confirmed VRM temperatures stayed at 58-64℃ with a stable 1866MHz clock.